A cost shift too far

A cost shift too farHigher copays may reduce drug costs but can also have the effect of discouraging patients from taking needed medications. According to a RAND study, lowering copays on cholesterol drugs for the sickest patients could reduce hospital costs by $1 billion per year.Expect to see health plans embark on more integrated management of medical and drug benefits and greater emphasis on compliance and persistency.

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Putting it bluntly